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Blog Post | Financial Reform

CFPB Criticizes Banks Re Account Opening and Overdrafts, Offers Consumer Tips | Ed Mierzwinski

Today, the CFPB is holding a field hearing in Louisville on problems consumers face when opening bank accounts. It finds that big banks frequently offer consumers expensive accounts where they risk overdraft fees instead of affordable accounts. Further, the CFPB finds that the practices of specialty "bad check" credit bureaus make it harder to open accounts. The CFPB issued warnings to both the banks and credit bureaus while providing consumers with new tips and advice.

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News Release | U.S. PIRG | Democracy

Super PAC Fundraising Rises by Sevenfold, Show FEC Releases

New fundraising data released by the FEC shows an explosion in super PAC fundraising in the 2016 presidential race.

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Media Hit | Public Health, Food

Will Yum! Brands Commit to Better Antibiotic Stewardship Policies?

"Despite these successes, we need to re-double our efforts to counter new threats from superbugs that increasingly diminish the effectiveness of antibiotics. We will continue to ramp up our consumer awareness and advocacy campaigns to ensure that the superbugs don't win."

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Blog Post | Public Health, Food

A nationwide call: KFC, help save antibiotics! | Anya Vanecek

Over eighty organizations and hundreds of consumers launched a call for KFC to switch to selling chicken raised without routine antibiotics. 

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News Release | U.S. PIRG | Democracy

Senate Bill Introduced to Fight Big Money in Elections, Amplify Voices of Small Donors

With 2016 candidates already raising eye-popping amounts from large donors for their campaigns, Sen. Durbin (IL) introduced legislation today that would give new power to small donors in our elections. 

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News Release | U.S. PIRG | Tax

U.S. PIRG COMMENDS THE BIPARTISAN TRUTH IN SETTLEMENTS ACT AS A WIN FOR AMERICAN TAXPAYERS

U.S. commends a House bill to disclose when agencies allow corporations to write off as a tax deduction the out-of-court settlements they sign with corporations requiring payment to resolve charges of wrongdoing. A counterpart bill was already introduced in the Senate.

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News Release | US PIRG | Transportation

Highway Expansion Projects Stall Under Growing Scrutiny

As part of a pattern of costly highway expansion proposals stalling under increased scrutiny, a federal court in Wisconsin made history last week by forbidding the use of federal dollars to build a highway because no need had been demonstrated. The court put an abrupt halt to Governor Scott Walker’s plans to spend $146 million widening state Highway 23, holding the project ineligible for federal funding. The court cited inadequate evidence in state travel forecasts or recent traffic counts, adding doubt whether other highway expansion proposals around the country are really needed.

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How Companies Turn Your Facebook Activity Into a Credit Score

This story in The Nation explains our work challenging the way data brokers use "black box," or secret, algorithms to make scoring decisions that may violate the law and deny credit opportunities. This work was also the subject of our recent livestream event featuring Professor Frank Pasquale and his new book, "The Black Box Society." We've now posted an archive of that event, in 3 chapters on our Youtube page.

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News Release | U.S. PIRG | Transportation

Congress Punts for 33rd Time in Six Years on Federal Transportation Spending, then Leaves Town

 With Congress having just passed another short-term transportation patch to extend current transportation law until the end of July, members left town on recess. The new patch marks the 33rd time in the last six years that Congress has relied upon a short-term extension of prior legislation for transportation funding, rather than find consensus on a long-term bill.

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Report | U.S. PIRG | Health Care

Uncovered

It's commonly assumed that young Americans are disengaged from the issue, that on the whole they are a healthy group who are unlikely to be affected by health problems or lack access to care. But the reality couldn't be more different. In fact, young people, including college students, are on the front lines of the health care crisis. They make up the largest age block of the uninsured, and face a uniquely challenging set of obstacles that often prevent them from getting coverage.

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Report | U.S. PIRG Education Fund | Transportation

Greasing the Wheels

We analyzed two data sets and new information that shine light on the influence of campaign giving on transportation funding decisions at the state and federal level. First the report examines, on a state-by-state basis, how much money was contributed to both federal and state campaigns by highway interests, defined as those from the development, automobile, transportation, and construction sectors.

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Report | CALPIRG | Higher Ed

Working Too Hard to Make the Grade

Our commitment to equity and our future economic success require that we make higher education accessible to all Californians, and that our students succeed academically and graduate. The community college system plays a key role in California’s ability to meet these goals, educating six out of every ten college students in the state and opening their doors to students of every type. It is therefore deeply concerning that, of all community college students who intend to complete an associate’s degree, or transfer to a four-year school, only 24 percent achieve their goal within six years.

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Report | OSPIRG | Consumer Protection

Tricks and Traps

As Oregonians continue to endure the worst economic crisis since the Great Depression, OSPIRG set out to discover what consumers are really paying to maintain basic banking services in Oregon, and what sorts of fees and financial institution policies have the biggest effect on consumers' bottom line. OSPIRG staff and volunteers analyzed 64 checking accounts offered by ten banks and eight credit unions in Portland, Eugene and Ashland.

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Report | CALPIRG Education Fund | Budget

California Budget Transparency 2.0

The ability to see how government uses the public purse is fundamental to democracy.  Budget transparency checks corruption, bolsters public confidence in government, and promotes fiscal responsibility. With the state in the midst of an historic budget crisis, it’s especially important for Californians to have easy access to information about the state’s expenditures. California has taken some steps towards better transparency, but still falls far short of the best practices established by other states.

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Blog Post | Public Health

What do we do after antibiotics? | Anya Vanecek

Science writer Maryn McKenna is a leading voice in the antibiotics discussion. Her TedTalk provided a lot of food for thought. 

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Blog Post | Financial Reform

The More I Hear About OPM Data Breach, The Less I Know, Except This: It's Bad | Ed Mierzwinski

Was it 4 million, 14 million or 18 million records breached (how many times) (likely) by Chinese hackers? Whose fault was it? The USOPM director says no one's. Really? Perhaps the worst data breach ever raises lots of questions, but I haven't heard any good answers. Federal employees, their families, their friends and their neighbors -- because all of them could be victims -- deserve better answers, just as they deserve better service than USOPM's credit monitoring provider is giving them.

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Blog Post | Public Health, Food

Fast-casual ways to go antibiotic-free | Anya Vanecek

We're calling on Subway to join its peers in helping protect public health by serving meat raised without antibiotics. Who are these peers? Well, we've rounded them up for you.

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Blog Post | Public Health, Consumer Protection

“What you don’t have can’t leak:” A political play in three acts | Carli Jensen

The scene: Washington, D.C. The cast of characters: the President, Environmental Protection Agency head Gina McCarthy, the chemical industry, communities, and advocacy groups across the nation.

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Blog Post | Consumer Protection

Hill Threats to CFPB Escalate As CFPB Protects Consumers, Servicemembers | Ed Mierzwinski

Today, the House Appropriations Committee, at the behest of both Wall Street and predatory lenders seeking to run amok, will vote to eliminate the CFPB's independence from the politicized appropriations process. Meanwhile, over at the CFPB, important work to protect consumers, including servicemembers, from unfair and predatory financial practices continues.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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