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Blog Post | Transportation

Clean Transportation Doesn’t Need To Be A Distant Utopia | John Olivieri

For many, when they think of combating global warming, they think of solar panels on rooftops and eliminating coal fired power plants. But, the truth is, there is not an effective solution to address global warming that does not deal with transportation as well.

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News Release | U.S. PIRG | Consumer Protection

Joint Statement Opposing Exceptions to CFPB Payday Rule

We've joined 10 other leading consumer, community, religious and civil rights organizations to oppose exemptions to a strong CFPB payday and auto title lending rule and to reiterate our opposition to an exception that has already been considered and rejected that would allow lenders to make longer-term installment loans without considering a borrower’s ability to repay so long as the payment did not exceed five percent of a borrowers’ income.

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Blog Post | Public Health

What’s that toxic smell? One Father Clashes with the Chemical Industry | Anna Low-Beer

The movie Stink! originated with one pair of children’s pajamas that Director John Whelan bought his daughters for Christmas in 2011. The new pajamas, when taken out of their plastic packaging, smelled overwhelmingly of chemicals. That one smell prompted Whelan to look deeper into fragrance and the chemical industry’s use of secret and often toxic chemicals in our everyday products. He simply wanted to know – what’s in the stuff we buy? “It seemed like a common-sense question to ask…I’m just trying to find out what chemicals they would put on kids’ pajamas,” he said. A common-sense question, yes. One with a simple answer? Not so much. 

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News Release | U.S. PIRG | Financial Reform

Privacy, Consumer Groups Critical of Facial Recognition Report

We've joined leading privacy and consumer advocates in a news release sharply critical of a supposed "best-practices" report released today by the Telecommunications and Information Administration (NTIA) concerning privacy and facial recognition technology. While the report purports to be the product of a "multi-stakeholder" process, all the leading privacy and consumer stakeholders dropped out of the skewed proceedings many months ago, as the release explains. It concludes: "There is much more lacking in these “best practices,” but there is one good thing: this document helps to make the case for why we need to enact laws and regulations to protect our privacy."

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Video Blog | Consumer Protection

Last Week Tonight with John Oliver: The retirement industry is a minefield -- but here’s the answer

In this week’s episode of “Last Week Tonight,” host John Oliver called out three main problems hurting consumers when it comes to retirement: First, financial advisers aren’t currently required to work in their clients’ best interest. Second, high fees compound over time. Third, actively managed investment funds aren’t the answer. 

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News Release | U.S. PIRG | Budget, Tax

Offshore Tax Havens Cost Small Businesses $3,244 a Year

As tax day approaches, it’s important to remember that small businesses end up picking up the tab for offshore tax loopholes used by many large multinational corporations. U.S. PIRG joined Senator Bernie Sanders, Bryan McGannon of the American Sustainable Business Council, and Bob McIntyre of Citizens for Tax Justice today to release a new study by the U.S. PIRG Education Fund revealing that the average small business owner in 2014 would have to pay an extra $3,244 in taxes to make up for the money lost in 2014 due to offshore tax haven abuse by large multinational corporations. 

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News Release | U.S. PIRG | Budget, Tax

Concrete, Fair Reforms Submitted to Senate Finance Committee Working Groups

The U.S. Public Interest Research Group today submitted comments to the Senate Finance Committee’s Business Income Tax and International Tax Working Groups, urging lawmakers to close corporate tax loopholes that allow multinational corporations to avoid U.S. tax. 

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News Release | U.S. PIRG | Democracy

Half a Million Petitions Delivered to President Obama Calling for Executive Order Requiring Contractors to Disclose Political Spending

Activists gathered today in front of the White House with the backdrop of a large inflatable flashlight, to deliver over half a million petitions calling on President Obama to shine a light on dark money. By issuing an Executive Order, the President could require government contractors – some America’s largest companies – to disclose their political spending. 

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News Release | U.S. PIRG | Democracy

U.S. PIRG Statement on the Indictment of Senator Menendez

Senator Menendez's indictment and the charges of quid pro quo corruption are certainly a blow to our democracy, and reinforces public distrust of our big money-dominated political system. As the case unfolds, it is an important time to remember that the problem runs much deeper than one individual, or even illegal quid-pro-quo corruption.

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News Release | US PIRG | Transportation

NEW SURVEY SHOWS OHIO MILLENNIALS WANT TO LOCATE IN CITIES WHERE DRIVING IS OPTIONAL WITH MULTIPLE TRANSPORTATION OPTIONS

A new study presenting a survey of 500 students at 10 of the state’s public and private universities sheds lights on an overlooked issue in debates over Ohio’s “brain drain.”  The report Searching for a Better Ride, from the Ohio PIRG Education Fund shows that the majority of students surveyed value the importance to live in a place where they could get around without driving after graduation. 

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Report | U.S. PIRG Education Fund | Public Health

Antibiotic Resistance Marker Genes in Genetically Engineered Foods

Many genetically engineered crops on the market currently contain antibiotic resistance marker genes because of the imprecision of the gene insertion process. Scientists use these genes to determine whether a gene has inserted itself into a target organism. As a result of incorporating these antibiotic resistance genes, these crops threaten the already growing problem of antibiotic resistance, which the world medical community acknowledges as a serious public health concern.

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Report | U.S. PIRG | Higher Ed

At What Cost?

As college costs rise many students are turning to working long hours to finance their education. Nearly half of all full-time working students are working enough hours to hurt their academic achievement and the overall quality of their education. At the same time the majority of these students (63%) reported that they would not be able to attend college if they did not work.

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Report | U.S. PIRG Education Fund | Consumer Protection

Deflate Your Rate

An estimated 55-60 percent of Americans carry credit card balances. One recent study found that nearly half of those with balances made just the minimum payment in February 2002.

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Report | U.S. PIRG | Consumer Protection

Industry Associations Oppose Senate Legislation to Prevent "Another Enron"

The Senate should resist industry pressure and take immediate action to protect investors, employees and pensioners from future Enron-like collapses. At a time when we are wondering how Enron could keep so many analysts and accountants in the dark about their balance sheets, we need to re-shine the bright light of public scrutiny on these murky and complex energy derivative transactions.

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Report | U.S. PIRG | Higher Ed

The Burden Of Borrowing

As college costs continue to swell, students are increasingly shouldering high levels of debt to pay for a college education. Thirty-nine percent (39%) of student borrowers now graduate with unmanageable levels of debt, meaning that their monthly payments are more than 8% of their monthly incomes. According to new data from the Department of Education’s National Postsecondary Student Aid Study (NPSAS), not only are the majority of students turning to loans to finance college, but debt levels are also escalating.

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Blog Post | Democracy

Democracy for All | Michael Russo

Yesterday, the U.S. Senate opened debate on a constitutional amendment to overturn Citizens United, the Supreme Court decision that opened the floodgates to big-money campaign cash. Passage of this constitutional amendment would allow limits to be set on large-dollar contributions and campaign spending.

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Blog Post | Consumer Protection

We oppose merger between giants Comcast & Time Warner Cable | Ed Mierzwinski

Along with a number of state PIRGs, we have joined the Consumer Federation of America in a petition to deny the merger of cable/Internet giants Comcast & Time Warner Cable. The petition argues that the FCC must deny the merger, which would perpetuate unrestrained cable price increases, allow terrible service to deteriorate further and stifle innovation.

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Blog Post | Consumer Protection

Wall Street launches "pants-on-fire" attack on CFPB | Ed Mierzwinski

The Financial Services Roundtable, a powerful Wall Street lobby that spends millions of dollars annually lobbying on behalf of its big Wall Street bank members has launched a deceptive social media campaign against expansion of the CFPB's successful public consumer complaint database. And like much of what you read on the Internet, most of what they say simply isn't true.

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Blog Post | Higher Ed

Senate Banking Committee On Student Loans and Campus Cards | Ed Mierzwinski

Last week the U.S. Senate Banking Committee heard recommendations on campus banking and student loan issues from student advocates, including U.S. PIRG Higher Education Program Director Christine Lindstrom. The hearing also featured a spirited exchange between Senator Elizabeth Warren (MA) and a bank witness concerning the failure of private student lenders to give student-consumers more options to re-finance or defer their loans, including in cases of extreme undue hardship, such as when the borrower dies suddenly.

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Blog Post | Consumer Protection

The CFPB at Three: A Child Prodigy | Ed Mierzwinski

The Consumer Financial Protection Bureau (CFPB) turned just three years old Monday, July 21st, but when you look at its massive and compelling body of work, you must wonder: Are watchdog years like plain old dog years? Is the CFPB now a full-sized, 21-year-old adult? The answer is no, not yet. The CFPB is still growing and developing and adding programs and projects. The CFPB is, however, at three years old, certainly a child prodigy. Despite overwhelming public support, however, powerful special interests continue to attack it. Yet, the idea of the CFPB needs no defense, only more defenders.

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DEFEND THE CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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