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Chip Cards Will Require Users to Dip Rather Than Swipe

You're probably wondering why most of your credit and debit cards have been replaced early, with a shiny metallic "chip" on the left front. That's because, as of October 1, banks and card networks will hold merchants more accountable for fraud losses if they don't have card readers where you can "dip" instead of "swipe." Rachel Abrams of the NY Times has an excellent explainer on how the new tech will greatly reduce in-person retail card fraud because the chip scrambles your account number for one-time use by the merchant. The story also explains how the tech could have been better with a PIN along with a chip, and how it won't help stop online fraud at all. But it is a step.

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Report | U.S. PIRG and Citizens for Tax Justice | Tax

Offshore Shell Games 2015

U.S.-based multinational corporations are allowed to play by a different set of rules than small and domestic businesses or individuals when it comes to the tax code. Rather than paying their full share, many multinational corporations use accounting tricks to pretend for tax purposes that a substantial portion of their profits are generated in offshore tax havens, countries with minimal or no taxes where a company’s presence may be as little as a mailbox. Multinational corporations’ use of tax havens allows them to avoid an estimated $90 billion in federal income taxes each year.

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How Volkswagen Could Compensate Diesel Owners

We explain the core demand of our "Make VW Pay Campaign" in this story by New York Times columnist Ron Lieber:

He asks: "Why not just ask for whatever the cars were worth on the day before news of the scandal broke"

Our reply: "Ed Mierzwinski, consumer program director at U.S. PIRG, says that the drivers deserve more."

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Blog Post | Public Health

10 Reasons to Worry About Antibiotic Resistance | Anya Vanecek

10 reasons to worry -- and what you can do to help fight -- the rise of antibiotic-resistant infections.

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News Release | US PIRG | Transportation

Volkswagen Must Still Comply With Federal Fuel Efficiency Standards

Statement by John Olivieri, National Campaign Director for 21st Century Transportation at the United States Public Interest Research Group, on Volkswagen’s efforts to elude EPA standards governing the release of auto pollution, and the corporation’s future ability to comply with federal fuel efficiency requirements in the wake of its recall. 

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News Release | U.S. PIRG | Budget, Tax

New Factsheet Outlines How Corporations Get Tax Write-Offs for Consumer Harm

A new factsheet from the U.S. Public Interest Research Group documents how corporations that have been charged with harming consumers through mortgage violations, price-fixing, racial discrimination and other charges have typically been able to write off the cost of their misdeeds on their taxes.

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News Release | U.S. PIRG | Higher Ed

Put Students Before Fees

Statement of Christine Lindstrom, U.S. PIRG Higher Education Program Director, on today’s GAO report on campus debit cards.

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Media Hit | Financial Reform

Why you should keep your debit card at home

[...]debit cards do not share the same consumer protections as credit cards. This week’s series of data security hearings on Capitol Hill, an outgrowth of the recent rash of retail data breaches, highlighted the unequal treatment. Not all of the 40 million Target customers who had their debit and credit card numbers stolen during the holidays can rest easy about their liability for fraudulent charges, Ed Mierzwinski of the U.S. Public Interest Research Group pointed out to lawmakers.[...]

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News Release | U.S. PIRG | Democracy

U.S. PIRG Applauds the Introduction of the Government by the People Act

Washington, DC – U.S. PIRG proudly endorses the Government By the People Act, legislation introduced today in the U.S. House of Representatives that would put ordinary Americans back in charge of our elections.

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News Release | U.S. PIRG Education Fund | Transportation

University Campuses Are Transportation Trailblazers as Young People Lead Shift From Driving

How universities across America are at the forefront of finding new ways to meet the demands of Millennials for lifestyles with less driving.

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Report | U.S. PIRG Education Fund | Consumer Protection

Trouble In Toyland 2000

This 2000 Trouble In Toyland report is the fifteenth annual PIRG toy safety survey. PIRG uses results from its survey to educate parents about toy hazards and to advocate passage of stronger laws and regulations to protect children from toy hazards. 

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Report | U.S. PIRG | Public Health

Weird Science 2000

Genetic engineering permits scientists to manipulate genetic materials in ways that were once inconceivable. But the technology relies on methods that result in haphazard insertion of genetic elements into a plant's genetic code. This in turn may lead to disruption of complex gene interactions and unintended, potentially catastrophic results. It is a technology that has the power to transform food and the food supply in ways not possible with traditional breeding. Genetic engineering is very different, very powerful and worth a great deal of caution.

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Report | U.S. PIRG | Health Care

D.C. Area Consumers Pay More for Prescription Drugs While Pharmaceutical Profits Soar

A price survey of 33 pharmacies in the D.C. Area, conducted by the national consumer groups Public Citizen, U.S. PIRG and the D.C. chapter of the Gray Panthers shows that consumers who lack prescription drug coverage are being charged retail prices that are nearly double the prices prescription drug makers charge their most favored customers.

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Report | U.S. PIRG Education Fund | Democracy

Lone Star Election Laws

Texas lags behind most states in several key areas of campaign finance law, according to a report released today by the U.S. PIRG Education Fund and Texans for Public Justice. The report, titled Lone Star Election Laws found that Texas is one of only 14 states in the country that place absolutely no limit on what wealthy donors can give a candidate. Further, Texas does nothing to cap the massive levels of campaign spending or limit contributions from out of state donors.

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Report | U.S. PIRG | Consumer Protection

Playing It Safe 2000

The fifth nationwide investigation of public playgrounds by the Public Interest Research Groups (PIRG) and Consumer Federation of America (CFA) found that a majority of American playgrounds pose hidden threats to our nation’s youngsters.

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Blog Post | Democracy

Youth vote surges in election | Ed Mierzwinski

In case you missed it, the Student PIRG New Voters Campaign has a release explaining that "the youth share of the electorate increased to 19 percent in 2012 over 18 percent in 2008." The PIRGs helped register over 100,000 new voters in this cycle.

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Blog Post | Health Care

What's Next on Health Care Costs?

Now that the election is over, talk has turned to the need to work together and get results for America. It’s a tall order, and on the polarized issue of health care, it may seem like an impossible task. But here's why I'm optimistic that we can in fact make progress.

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Blog Post | Financial Reform

Court rejects First Amendment attack on credit bureau regulation and other financial follies | Ed Mierzwinski

In an important case joined by the government, a U.S. district judge has rejected the latest misguided industry attack on the constitutionality of regulation of credit bureaus. Meanwhile, the CFPB has released its first annual report on credit card deals with colleges. Here's a weekly summary of the latest financial follies.

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Blog Post | Financial Reform

Supreme Court hears case on textbook prices with implications for all secondary markets (Amazon, eBay) | Ed Mierzwinski

Yesterday the Supreme Court heard an important case concerning whether publishers can restrict owners of books from reselling their used copies, raising massive implications not only for the prices of textbooks but also for the very existence of important secondary markets like Amazon and eBay.  U.S. PIRG joined others in urging the Supreme Court to reverse a lower court's view that consumers lose longstanding rights to resell copies of copyrighted books, if the books were made outside the US.

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Blog Post | Transportation

A Trillion Fewer Driving Miles?

Transportation policy needs to focus on whether the youth-trend toward less driving since 2004 is the new normal.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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