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Blog Post | Consumer Protection

Consumer Financial Protection Bureau: By the numbers | Kathryn Lee

The Consumer Financial Protection Bureau released a breakdown of their successes they’ve had in the short five-year period they’ve been established. We're very proud to have been a part of building it and defending it; we're also very proud of the many achievements the youthful CFPB has made to make the financial marketplace fairer for consumers.

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News Release | U.S. PIRG & the Breast Cancer Fund | Consumer Protection

Toxic Chemicals Found in Kids' Makeup Products - What Will You Shop for This Halloween?

New report shows you should be worried about more than just checking your children’s Halloween candy this year.

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Report | U.S. PIRG & the Breast Cancer Fund | Consumer Protection

Pretty Scary 2: Unmasking Toxic Chemicals in Kids’ Makeup (A Breast Cancer Fund Report)

Findings from the new Breast Cancer Fund report published today and co-released by U.S. Public Interest Research Group (PIRG) show potentially harmful chemicals could be in the products marketed to your kids.

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News Release | U.S. PIRG | Consumer Protection

U.S. PIRG’s comment letter to the CFPB regarding its proposed rule about payday, car title, and high-cost installment loans

Today is the last day the CFPB is accepting public comments before the rule is finalized. We encourage comments in support of a strong rule here.

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News Release | U.S. PIRG | Democracy

Senate risks shutdown, attaching secret-money rider to CR

On Thursday, Senate leadership revealed language for a continuing resolution, which includes a rider preventing the Securities and Exchange Commission from strengthening corporate political spending disclosure. Senate Minority Leader Harry Reid spoke out against the rider, defending the SEC’s ability to strengthen transparency in campaign spending, and highlighting the political cost of a government shutdown. The Senate must pass a continuing resolution by the end of September in order to keep the government running.

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News Release | U.S. PIRG Education Fund | Democracy

Better-Funded Candidates Sweep Congressional Primaries

On Tuesday, this year’s congressional primaries came to a close, following over 340 competitive races in states across the country. According to analysis by U.S. PIRG Education Fund, candidates who outraised their opponents swept the vast majority of primaries, winning their election 83 percent of the time.

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News Release | U.S. PIRG Education Fund | Democracy

Congressional Money Report to Highlight Impact of Big Money in Primaries

On Wednesday, September 14, U.S. PIRG Education Fund will release a final update to its report on the success of big-money candidates in congressional primaries. The update will amend the report to include the results of House and Senate races in all states, showing how often better-funded congressional candidates win their races. 

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News Release | U.S. PIRG | Consumer Protection

CFPB Issues Record $100 Million Fine on Wells Fargo For "Beyond Outrageous" Sales Practices

On September 8 the CFPB announced a record $100 million civil penalty plus consumer restitution against Wells Fargo, among the  nation’s largest banks, for a series of unfair and abusive sales practices by “thousands” of employees that included opening “secret” accounts for “hundreds of thousands” of existing customers, solely to meet sales goals to receive financial incentives. The CFPB action was joined by simultaneous orders announced by the U.S. Office of the Comptroller of the Currency (OCC) ($35 million civil penalty) and the City of Los Angeles ($50 million civil penalty). Our statement follows.

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Report | U.S. PIRG and Citizens for Tax Justice | Tax

Offshore Shell Games 2015

U.S.-based multinational corporations are allowed to play by a different set of rules than small and domestic businesses or individuals when it comes to the tax code. Rather than paying their full share, many multinational corporations use accounting tricks to pretend for tax purposes that a substantial portion of their profits are generated in offshore tax havens, countries with minimal or no taxes where a company’s presence may be as little as a mailbox. Multinational corporations’ use of tax havens allows them to avoid an estimated $90 billion in federal income taxes each year.

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Report | U.S. PIRG | Democracy

Fighting Big Money, Empowering People

Like every generation before us, Americans are coming together to preserve a democracy of the people, by the people, and for the people. American democracy is premised on the consent of the governed, and on the idea that we all deserve a say in the government decisions that affect our families. We stand united supporting commonsense protections that recognize the people as the ultimate check on the corrosive influence of money in politics, which is eroding the very foundation of self-government.

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Report | US PIRG Education Fund | Consumer Protection

Mortgages and Mortgage Complaints

Our sixth report analyzing complaints in the CFPB's Public Consumer Complaint Database evaluates mortgage complaints, the number one source of complaints to the CFPB, totaling 38% of nearly 500,000 complaints posted since 2011.

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Report | U.S. PIRG Education Fund. | Transportation

Who Pays For Roads?

Many Americans believe that drivers pay the full cost of the roads they use through gas taxes and other user fees. That has never been true, and it is less true now than at any other point in modern times. Today, general taxes paid byall tax- payers cover nearly as much of the cost of building and maintaining highways as the gas tax and other fees paid by drivers.

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Report | U.S. PIRG Education Fund | Budget, Tax

Picking Up The Tab 2015: Small Businesses Pay the Price for Offshore Tax Havens

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their federal and state income tax liabilities by billions of dollars. While tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – they continue to avoid paying for these benefits.

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Blog Post | Democracy

Secret Money’s Big Bang | Olivia Lutwak

The explosion of political spending by groups that don’t disclose their donors

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Blog Post | Democracy

Ohio: A voter access battleground | Sarah Friedman

Ohio has a long history of back-and-forth over early voting -- the decision has been made and reversed multiple times. Last week, however, a judge came to a verdict: The famed "Golden Week" is back. We've broken it down for you here.

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Blog Post | Consumer Protection

Delayed CFPB/Other Wall Street Reform Rollbacks Happening Today On House Floor | Ed Mierzwinski

Last month the House canceled floor consideration of the Financial Services and General Government Appropriations bill. FSGG is back on the floor today and tomorrow. We urge support of amendments to protect the Consumer Financial Protection Bureau (CFPB) but, since they won't pass, we urge a no vote on the bill. Here's an updated excerpt from my previous blog.

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Blog Post | Public Health, Food

Excellent Article about Subsidies and Obesity | Steve Blackledge

A new study has found that taxpayer-funded food subsidies are making us obese and unhealthy. TIME Magazine has an excellent write-up of the study.

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Blog Post | Democracy

Five things you need to know about gray money | Sarah Friedman

Since the 2010 Citizens United ruling, we've heard about Super PACs able to spend unlimited amounts on our elections while obscuring the sources of the cash. Now, their tactics are getting even more creative.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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