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Report | U.S. PIRG Education Fund | Democracy

Empowering Small Donors in DC Elections

This report examines how a small donor matching program would have reshaped the fundraising of competitive candidates for DC Council, Mayor, and Attorney General during their most recent campaigns.

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Blog Post | Democracy

Happy Birthday, Bob Dylan: Three Democracy Lessons We Learned from an American IconOlivia LutwakVania Canales-Canales

As we celebrate Dylan's 75th birthday, here's what the music icon taught us about democracy.

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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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Blog Post | Public Health

Statement on Toxic Substances Control Act (TSCA) Reform from U.S. Public Interest Research Group | Carli Jensen

We are disappointed with the TSCA bill that was released by the House and Senate leaders and we urge Congress to reject the bill. When it comes to public health protections, the federal government should set a floor, not a ceiling. By unnecessarily preempting states’ efforts to regulate toxic chemicals, this bill does more harm than good.

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News Release | U.S. PIRG | Consumer Protection

PIRG Commends Release of Labor Dept.'s Proposed Rule To End Conflicted Retirement Advice

PIRG today commended the public release of the Department of Labor’s proposed rule that would strengthen the ability for Americans to save for retirement by addressing conflicts of interest that arise when brokers and financial advisers give retirement advice. Wall Street will fight the rule hard, because it requires them to put consumers first.

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News Release | U.S. PIRG | Democracy

At Spring Shareholder Meetings, Investors Call for Increased Transparency of Corporate Lobbying and Election Spending

WASHINGTON, D.C. – At more than 100 annual meetings this spring, shareholders will ratchet up the pressure on corporations to disclose information about corporate lobbying and electioneering expenditures so investors can make informed investment choices. Shareholders hope their efforts will not only push these companies to adopt individual disclosure procedures, but also will push the U.S. Securities and Exchange Commission (SEC) to protect all investors with a commonsense rule that requires disclosure of political expenditures by all public corporations.

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News Release | U.S. PIRG | Budget, Tax

Offshore Tax Havens Cost Small Businesses $3,244 a Year

As tax day approaches, it’s important to remember that small businesses end up picking up the tab for offshore tax loopholes used by many large multinational corporations. U.S. PIRG joined Senator Bernie Sanders, Bryan McGannon of the American Sustainable Business Council, and Bob McIntyre of Citizens for Tax Justice today to release a new study by the U.S. PIRG Education Fund revealing that the average small business owner in 2014 would have to pay an extra $3,244 in taxes to make up for the money lost in 2014 due to offshore tax haven abuse by large multinational corporations. 

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News Release | U.S. PIRG | Budget, Tax

Concrete, Fair Reforms Submitted to Senate Finance Committee Working Groups

The U.S. Public Interest Research Group today submitted comments to the Senate Finance Committee’s Business Income Tax and International Tax Working Groups, urging lawmakers to close corporate tax loopholes that allow multinational corporations to avoid U.S. tax. 

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News Release | U.S. PIRG | Democracy

Half a Million Petitions Delivered to President Obama Calling for Executive Order Requiring Contractors to Disclose Political Spending

Activists gathered today in front of the White House with the backdrop of a large inflatable flashlight, to deliver over half a million petitions calling on President Obama to shine a light on dark money. By issuing an Executive Order, the President could require government contractors – some America’s largest companies – to disclose their political spending. 

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Report | U.S. PIRG Education Fund | Public Health

The Truth About Toxic Waste Cleanups

The Bush administration has failed to include reinstatement of the polluter pays fees in its budget proposals, and Superfund’s trust fund is now bankrupt. The Bush administration also has under-funded the program, cleaned up fewer toxic waste sites, and forced taxpayers to pick up more of the bill for the cleanups that are happening. In order to deflect criticism of the administration's record on toxic waste cleanups, the U.S. Environmental Protection Agency (EPA) has provided confusing, misleading, and even false information to the news media.

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Report | U.S. PIRG Education Fund | Public Health

Body of Evidence

New evidence indicates that the chemical flame retardant decabromodiphenyl ether (Deca) may threaten the health of Americans. Unfortunately, the story of Deca is not unique. Deca is one of many potentially hazardous chemicals that are in widespread use, due to a failed national policy that presumes chemicals are safe until proven beyond a doubt to cause harm.

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Report | Maryland PIRG | Consumer Protection

Graduating Into Debt

Complaints from students and parents in Maryland spurred several state legislators to introduce legislation to address credit card marketing to students. No legislation was enacted, and the hearings that were held to consider the legislation left unanswered questions about the extent of credit card marketing on Maryland public campuses and the policies, if any, of public colleges and universities regarding credit card solicitation. The results of this survey show that credit card marketing varies widely among Maryland colleges and universities.

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Report | U.S. PIRG | Consumer Protection

Trouble In Toyland 2003

The 2003 Trouble in Toyland report is the 18th annual Public Interest Research Group (PIRG) survey of toy safety. This report provides safety guidelines for parents when purchasing toys for small children and provides examples of toys currently on store shelves that pose potential safety hazards. PIRG’s research focused on four categories of toys: toys that pose choking hazards, toys that are dangerously loud, toys that pose strangulation hazards or could form sharp projectiles, and toys that contain toxic chemicals.

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Report | U.S. PIRG Education Fund | Public Health

Weird Science

Genetic engineering is an imprecise and haphazard technology—something completely different from traditional plant breeding. Since the inception of the technology, biotechnology companies have clearly demonstrated that scientists cannot control where genes are inserted and cannot guarantee the resulting outcomes. Unexpected field results highlight the unpredictability of the science, yet combinations previously unimaginable are being field tested and used commercially.

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Blog Post | Consumer Protection

Black Friday, Cyber Monday and Data Breaches | Ed Mierzwinski

Tomorrow, Saturday, 11/29, I'll discuss data breaches and card security on C-Span Washington Journal at 8:40 AM Eastern. It's the biggest shopping weekend of the year, with Black Friday and Cyber Monday bracketing 2 more shopping days. If I shop, it'll be online, with credit, not debit, cards.

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Blog Post | Consumer Protection

On Veterans Day, How The CFPB Helps Veterans, and All of Us | Ed Mierzwinski

Columnist George Will recently (and not for the first time) urged Congress to “abolish the Consumer Financial Protection Bureau.” His reasons may seem to come from his conservative philosophy, but merely pander to the powerful Wall Street interests that left our economy in ruins just a few years ago. As a counterbalance, let’s discuss some recent speeches and statements by CFPB Director Richard Cordray on his vision for the bureau and some of its current work, including – on this Veteran’s Day – its efforts to protect military families from financial predators.

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Blog Post | Budget, Tax

It's Not Over Yet | Jaimie Woo

There are 12 days left before the 2014 election, and campaign efforts have hardly let up. Last-minute donations are flooding in, canvassers are knocking on doors, and organizations are registering young people to vote.

But after November 4, Congress will reconvene, and their work will be far from over.

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Blog Post | Consumer Protection

Why Didn't Chase Tell Customers About Breach, Before It Told Investors? | Ed Mierzwinski

News stories indicate that while JPM Chase, the nation's biggest bank, informed investors of the breach of up to 83 million customer records, it didn't, and won't, affirmatively reach out to warn actual customers. That's how the big banks roll, but it isn't good for consumer confidence. We discuss data security on NPR's Diane Rehm Show today at 10am ET.

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Blog Post | Consumer Protection

We urge CFPB to add stories to complaint database | Ed Mierzwinski

While Congress gets the bulk of the news, a lot of the work in Washington is done by agencies writing rules or enforcing laws. The rulemaking process is a contentious battle, where powerful special interests mobilize thousands of lawyers and PR flacks to delay or kill efforts to protect consumer, worker and community health and safety or to make markets work. So, we fight back. Yesterday, we urged the CFPB to add consumer stories to its Public Consumer Complaint Database. We've also recently urged other agencies to take action, including asking the DOT to expand airline passenger rights and the FCC to protect a free and open Internet.

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DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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