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News Release | U.S. PIRG | Tax

JPMorgan Shouldn’t Get Tax Break for “London Whale” Settlement

JPMorgan could get a $35 million tax deduction from its $100 million settlement with Commodity Futures Trading Commission unless the regulator explicitly forbids it.

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Blog Post | Democracy

The People Strike Back

On October 8, as the Supreme Court debated lifting the aggregate limit on campaign contributions, a growing democracy movement was out in full force in front of the Court and in cities across the country.

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Blog Post | Budget, Tax

Webinar for State Officials on Spending Transparency | Phineas Baxandall

U.S. PIRG Education Fund conducted a webinar with officials from 31 states on ways to improve online spending transparency.

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Blog Post | Consumer Protection

CFPB Report Shows Credit CARD Act Works | Ed Mierzwinski

Last week, the CFPB released a report showing that the landmark PIRG-backed Credit CARD Act of 2009 is saving consumers billions of dollars by helping them avoid penalty fees and unfair interest rate increases. We joined CFPB director Richard Cordray and others in Chicago to discuss the report's findings.

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Report | U.S. PIRG Education Fund | Transportation

A New Way to Go

Early evidence suggests that new innovations in technology and social networking are beginning to change America’s transportation landscape. New transportation services are providing people with an abundance of new options, helping to overcome barriers to the use of non-driving forms of transportation, and shifting the economics behind individuals’ travel choices. Collectively, they are also opening up the opportunity for more Americans to adopt “car-free” and “car-light” lifestyles with dramatically less driving.

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News Release | U.S. PIRG | Financial Reform

U.S. PIRG Commends President for Renomination of Richard Cordray to Head CFPB

The CFPB is the nation's first financial regulator with only one job — to protect consumers in the marketplace. The Senate should reject demands by opponents of consumer protection to condition Cordray's approval on the gutting of the agency's authority or on the removal of its independent funding.

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News Release | U.S. PIRG | Democracy

U.S. PIRG and Allies Mark Citizens United Anniversary, MLK Day With Dozens of Actions Across the Nation, New Data on Election Spending

This week U.S. PIRG joined with ally organizations to mark Martin Luther King, Jr. Day and the third anniversary of Citizens United v. FEC with events drawing attention to the dual threats of voter suppression and unlimited corporate and special interest money in politics. Under the banner of Money Out/Voters In, organizers are hosting “Day of Action” events in more than 76 cities in 33 states on and around the weekend of January 19.

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News Release | U.S. PIRG Education Fund, Demos | Democracy

"Billion-Dollar Democracy" The Unprecedented Impact of Big Money in 2012 Elections

It took just 32 billionaires and corporations giving Super PACs an average of $9.9 million apiece to match every single dollar given by small donors to Romney and Obama in the 2012 election cycle, according to “Billion-Dollar Democracy,” a new report by U.S. PIRG and Demos. Those small donations amounted to over $313 million from more than 3.7 million individuals.

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News Release | US PIRG Education Fund | Democracy

“Elections Confidential” Report Reveals Role of Dark Money Groups and Shell Corporations in 2012

Mystery donors poured hundreds of millions of dollars into the 2012 elections via dark money non-profit groups and shell corporations, despite widespread public support for disclosure and decades of legal precedent supporting the public’s right to know the sources of election-related spending. A new report from the U.S. PIRG Education Fund and the Center for Media and Democracy found that contributions from phony for-profit corporations accounted for nearly 17 percent of all business donations to Super PACs.

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Media Hit | Budget, Tax

New York Times: Paying the Price, But Often Deducting It

[T]here’s more than meets the eye to the big legal settlements you’ve been reading about involving some of the nation’s biggest banks. Actually, there’s less than meets the eye. The dollar signs are big, but they aren’t as big as they look, at least for the banks. That’s because some or all of these payments will probably be tax-deductible. The banks can claim them as business expenses. Taxpayers, therefore, will likely lighten the banks’ loads.

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Report | U.S. PIRG | Consumer Protection

Big Banks, Bigger Fees 2001

Since bank deregulation began in the early 1980s, the PIRGs and other consumer groups have conducted numerous studies documenting skyrocketing consumer banking fees. This 2001 national survey, prepared by the state PIRGs with assistance from state and local member groups of the Consumer Federation of America (CFA), updates our 1993, 1995, 1997 and 1999 national surveys.

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Report | U.S. PIRG Education Fund | Democracy

The Lobbyist's Last Laugh

Despite giving almost a quarter of a million dollars to candidates, Political Action Committees (PACs) and parties in the last election cycle, K Street did not mount a campaign against the McCain-Feingold campaign finance bill as it went to the floor of the Senate earlier this year. The reason lies in the fine print of the bill.

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Report | U.S. PIRG Education Fund | Public Health

Raising Risk 2001

The science of genetic engineering, particularly as applied to agriculture, is radical and new. Contrary to popular belief, the technology is not very precise. As a result, genetic engineering raises a host of ecological and human health concerns that have not been adequately addressed. Despite this, on tens of thousands of acres across the United States, although the exact amount is not publicly available, experiments with genetically engineered crops are being conducted in the open environment with little oversight and public notification.

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Report | U.S. PIRG | Consumer Protection

The Credit Card Trap

The state PIRGs conducted two surveys for this report. In a survey of 100 credit card offers during the summer of 2000, the state PIRGs found two major themes: (1) credit card terms and conditions are becoming less favorable to consumers; and (2) credit card marketing practices are misleading and deceptive. In an on-campus survey of college students, conducted during the current school year, the state PIRGs found that the marketing of credit cards to college students is too aggressive.

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Report | U.S. PIRG | Consumer Protection

Double ATM Fees, Triple Trouble

This PIRG national survey, done in March 2001, compares surcharging and other ATM fee practices at 333 banks and 43 credit unions to the results of six previous PIRG ATM surveys and reports since national surcharging began.

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Blog Post | Safe Energy

Maine Approves Historic Law To Reduce Oil Use (Really!) | Phineas Baxandall

The politics of Maine's leadership has shifted dramatically in the past few years. The new Tea Party Governor and Republican-dominated legislature have made waves rolling back energy-efficiency rules, making it easier for insurance companies to raise premiums, and making it harder to register to vote. But just in time for Independence Day, Maine has passed legislation putting the state at the cutting-edge for reducing America's unhealthy dependence on oil. This important tool can reduce global-warming pollution and encourage more efficient alternatives to driving.

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Blog Post | Transportation

Needed: Sane Rule About the Privatization of Infrastructure | Phineas Baxandall

You'd think the only reason American infrastructure lacks funding was rules preventing private businesses from throwing money at it. Last week Congress introduced a couple of bills to solve this imaginary problem and one that would set some ground rules to protect the public.

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Blog Post | Budget

How Much Did You Pay for Tax Dodging Corporations? | Phineas Baxandall

Yesterday, millions of Americans rushed to the post office to file their federal income tax returns. For all of us, the checks we wrote were an average of $434 higher because of the burden we are forced to shoulder for major corporations and wealthy individuals who use offshore tax havens to avoid paying their share.

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Blog Post | Safe Energy

A Disaster's Eerie Echoes

An unexpected series of events leads to an unimaginable environmental disaster. Government and industry officials minimize the threat, saying initially that matters are under control. As events cascade, engineers and officials are forced to resort to increasingly desperate measures to prevent further harm. It is uncanny how closely the script of the Fukushima nuclear disaster in Japan mimics that of the BP oil spill last spring in the Gulf of Mexico.

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Priority Action

The overuse of antibiotics on factory farms is threatening these lifesaving antibiotics. Call on the Obama administration to put an end to the worst practices. 

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