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Blog Post | Financial Reform

CFPB Finds So-Called Overdraft Protection Costs Some $450/Year | Ed Mierzwinski

This week, the Consumer Financial Protection Bureau (CFPB) rolled out draft "Know Before You Owe" disclosures for banks marketing so-called "Standard Overdraft Protection," a controversial product that requires consumers to "opt-in" for the "privilege" of overdrafting debit and ATM transactions for a so-called convenience fee averaging $34. It also  released a study that finds that at-risk consumers who opt-in pay $450/year more in fees than other at-risk consumers.

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News Release | Tax

Momentum to End Anonymous Shell Companies Grows as Senate Introduces ‘Corporate Transparency’ Bill

On Thursday, Senators Marco Rubio (R-FL) and Ron Wyden (D-OR) introduced the Corporate Transparency Act (S.1717), the Senate companion to the bipartisan House bill (H.R.3089) aimed at ending the abuse of anonymous shell companies.

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News Release | US PIRG | Budget

Statement on Shutdown of South Carolina Nuclear Power Plant Projects

Statement from U.S PIRG Tax and Budget Advocate Michelle Surka on the recent cancellation of two nuclear power plant reactor construction projects in South Carolina

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News Release | Transportation

Groups Sue Trump Admin. for Risking Americans’ Health by Suspending Transportation Clean Air Safeguards

The Trump administration put Americans’ health at risk by abruptly suspending a federal safeguard intended to curb a major source of climate-changing emissions, the pollution from cars and trucks on the national highways, according to a lawsuit filed today. The Natural Resources Defense Council, U.S. PIRG, and the Southern Environmental Law Center on behalf of Clean Air Carolina, are suing the Federal Highway Administration for illegally suspending the clean air standard this year, and are seeking its immediate reinstatement.

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News Release | U.S. PIRG | Public Health, Health Care

Our Statement on the Failure of the US Senate Health Care Bill

American consumers can breathe a sigh of relief today. The legislation that was narrowly defeated in the US Senate last night threatened to spark chaos in health insurance markets, raise costs, degrade quality of care, weaken protections for people with pre-existing conditions, and cause millions of Americans to lose health coverage.

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News Release | Transportation

Groups Sue Trump Admin. for Risking Americans’ Health by Suspending Transportation Clean Air Safeguards

The Trump administration put Americans’ health at risk by abruptly suspending a federal safeguard intended to curb a major source of climate-changing emissions, the pollution from cars and trucks on the national highways, according to a lawsuit filed today. The Natural Resources Defense Council, U.S. PIRG, and the Southern Environmental Law Center on behalf of Clean Air Carolina, are suing the Federal Highway Administration for illegally suspending the clean air standard this year, and are seeking its immediate reinstatement.

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News Release | U.S. PIRG | Public Health, Health Care

Our Statement on the Failure of the US Senate Health Care Bill

American consumers can breathe a sigh of relief today. The legislation that was narrowly defeated in the US Senate last night threatened to spark chaos in health insurance markets, raise costs, degrade quality of care, weaken protections for people with pre-existing conditions, and cause millions of Americans to lose health coverage.

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News Release | U.S. PIRG | Financial Reform

As CFPB Turns 6 Years Old, PIRG Calls on Senate to Block Wall Street Attacks

Today, the Consumer Financial Protection Bureau turns 6 years old and has a lot to show for it. Because the CFPB is doing such a good job protecting consumers and making the financial marketplace fair, it faces escalating threats from its opponents, including Wall Street. Read our birthday news release and watch our new 2-minute video (we are joined by 98 groups) celebrating the CFPB.

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News Release | U.S. PIRG | Financial Reform

Statement On CFPB's Rule Restoring Rights To Take Wrongdoers To Court

Financial wrongdoers have long used mandatory arbitration clauses buried in small-print, take-it-or-leave-it contracts to prevent consumers from banding together to have their day in court. Our statement on the CFPB's important new rule restoring consumer rights to join class actions follows.

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News Release | U.S. PIRG | Public Health

CALIFORNIA NAMES THE MOST COMMON U.S. WEED-KILLER A CARCINOGEN. HOW CAN YOUR COMMUNITY MAINTAIN BEAUTIFUL, SAFE SPACES WITHOUT ROUNDUP?

Report details how 10 cities across the United States have made their parks, sports fields and school playgrounds safer, while still killing weeds, without glyphosate.

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Result | Higher Ed

Protecting students from unfair bank fees

We helped win protections for students from unfair fees associated with campus bank accounts. The new rules, released by the U.S. Department of Education, ban some of the worst and most predatory fees that students encounter from banks.

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Result | Higher Ed

Stopping Student Loan Interest Rates from Doubling

With college student debt reaching record levels, it is essential that we stop adding to students' loan burden. In spring 2012, U.S. PIRG speaheaded a coalition to stop the interest rate on federal Stafford student loans from doubling from 3.4 percent to 6.8 percent. This increase would have cost eight million students an additional $1,000 per loan. At the coalition's urging, Congress came together to find a bipartisan solution, extending the low interest rate for an additional year.

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Reforming Wall Street

U.S. PIRG’s campaign to win historic Wall Street Reform was recognized by The Hill newspaper as one of the Top 10 lobbying victories of 2010, which wrote that, “[c]onsumer advocacy groups like the U.S. Public Interest Research Group and the Consumer Federation of America won big with the creation of the Consumer Financial Protection Agency.” In addition, we worked to ensure the confirmation of Richard Cordray as director of the CFPB, ensuring that the new agency had the power to carry out its mission.

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Result | Health Care

KEEPING HEALTH CARE AFFORDABLE

Across the country, U.S. PIRG has stood up against unjustified rate hikes and won victories in Oregon and California so far. Thanks in part to our advocacy, California now requires insurers to justify rate hikes to the public, and Oregon state regulators recently cut a proposed 22% rate hike almost in half, saving $12.5 million for some ratepayers.  

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Result | Public Health

Making Our Food Safe to Eat

U.S. PIRG helped to pass the FDA Food Modernization Act, which strenthened the Food and Drug Administration's authority to monitor food safety. This bill strengthened the FDA's food safety program for the first time in 70 years. The bill was stuck in Congress for over a year until U.S. PIRG and the State PIRGs organized a public outreach campaign, speaking with more than 300,000 people about the issue.

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Report | U.S. PIRG Education Fund and Frontier Group | Budget

Following the Money 2017: Special Districts

Citizens’ ability to understand how their tax dollars are spent is fundamental to democracy. Budget and spending transparency holds government officials accountable for making smart decisions, checks corruption, and provides citizens an opportunity to affect how government dollars are spent.

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Report | U.S. PIRG Education Fund & Frontier Group | Transportation

Highway Boondoggles 3

America’s infrastructure is in rough shape. Many of our roads, bridges and transit systems are aging and in need of repair. Yet, year after year, state and local governments propose billions of dollars’ worth of new and expanded highways that often do little to reduce congestion or address real transportation challenges, while diverting scarce funding from infrastructure repairs and 21st century transportation priorities.

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Report | U.S. PIRG Education Fund | Financial Reform

Medical Debt Malpractice

Millions of Americans are contacted by debt collectors every year over debt related to medical expenses. "Medical Debt Malpractice" is the latest (9th) in our series based on analysis of complaints in the Consumer Financial Protection Bureau's public complaint database. The report demonstrates that the CFPB is a critical agency protecting consumers against unfair financial practices and needs to be defended against special interest attacks.

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Report | U.S. PIRG | Financial Reform

Student, Education, and Consumer Groups Defend CFPB To Congress

On February 13, nearly 60 local, state and national student advocacy, professional, consumer, educational, faith and other organizations sent a letter to Congressional leaders expressing "strong support for the crucial work the Consumer Financial Protection Bureau (CFPB) does on behalf of student loan borrowers." The "borrower-focused" letter also urged Congress "to ensure the agency remains well-positioned to solve borrowers’ problems, which includes protecting the Bureau’s single-Director structure and its independent funding, and maintaining Director Richard Cordray until his term ends.

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Report | U.S. PIRG Education Fund and Environment America Research & Policy Center | Public Health

Get the Lead Out

Our children need safe drinking water — especially at school where they go to learn and play each day. Unfortunately, lead is contaminating drinking water at schools and pre-schools across the country. That’s why we’re working to Get the Lead Out.

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Blog Post | Food

States ban a common pesticide--and many farmers are happy about it | Kara Cook-Schultz

Arkansas and Missouri announced last week that they are temporarily banning a common agricultural chemical — and many farmers are happy about it.

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Blog Post | Consumer Protection, Financial Reform

U.S. PIRG Education Fund Files Amicus Brief in the U.S. Supreme Court Supporting States in Antitrust Litigation Against American Express | Michael Landis

On July 6, 2017, U.S. PIRG Education Fund filed with the U.S. Supreme Court an amicus brief supporting several states who are asking the Court to review a Second Circuit judgment that allows American Express to prohibit merchants from encouraging customers to use lower-priced payment options.

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Blog Post | Public Health, Food

Warning Labels for Roundup — Coming Soon in California | Jason Pfeifle

Earlier this week California health officials announced that, starting on July 7, 2017, glyphosate — the main ingredient in Monsanto's Roundup — would be added to the state's list of cancer-causing chemicals. With this move, California has stepped up once again to be a leader in the fight to protect public health from harmful pesticides.

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Blog Post | Public Health, Food

EPA’s Pruitt Met with Dow Prior to Favorable RulingDev GowdaKara Cook-Schultz

On March 31st, EPA Administrator Scott Pruitt announced that his agency would deny a petition to ban the dangerous pesticide chlorpyrifos from being sprayed on food. He announced this decision despite EPA scientists’ earlier findings that concluded that chlorpyrifos, which is manufactured by Dow Chemical, can harm brain development of fetuses and infants after ingesting even small amounts. The news that the EPA would continue to allow the spraying of chlorpyrifos alarmed doctors and other public health officials, but what’s even more interesting is that according to several recent Freedom of Information Act requests, Pruitt met with Dow CEO Andrew Liveris at a Houston hotel just twenty days prior to making his controversial decision.

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Blog Post | Financial Reform

Sloppy Credit Bureaus, Sketchy Credit Doctors Slammed by Trifecta of CFPB, State AGs and Consumer Lawyers | Ed Mierzwinski

In the news this month are several successful efforts to improve credit report accuracy, compensate the victims of credit bureau malfeasance and also to bring some credit repair doctors to heel. Did it take a village? No, it took a combination of strong consumer laws, a strong CFPB, tough state attorneys general working on a bi-partisan basis and, finally, consumer attorneys engaged in private enforcement of the laws as another line of defense. For markets to work fairly, consumers need all these levels of protection.

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DEFEND THE CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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