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Prepaid card consumer protections on the chopping block

By | Anna Low-Beer
Digital Campaigner

Commonsense consumer protections for prepaid cards against fraud, hidden fees and overdraft charges are on the Congressional chopping block. Resolutions have been introduced in both the House and the Senate that would roll back an important prepaid card rule created by the Consumer Financial Protection Bureau last year.

Even in the best of times, positive social change can be hard to come by. That is why the latest victory for consumers and our health is such welcome news.

Last year, an Environmental Protection Agency (EPA) panel found that a chemical pesticide, chlorpyrifos, is unsafe to ingest at any level. So in November of 2016, the EPA proposed to completely ban its use. But last week the EPA changed course: Scott Pruitt announced that EPA will let Big Ag keep using this chemical on food.

Last fall, a divided three-judge panel of the U.S. Court of Appeals for the D.C. Circuit wrongly concluded that the leadership structure of the Consumer Financial Protection Bureau violates the Constitution. U.S. PIRG Education Fund, along with many others, urged the full D.C. Circuit to rehear the case and correct the obvious errors in the panel’s decision. We were pleased when the D.C. Circuit agreed with our position and decided to rehear the case.

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